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Estate planning is not just for the wealthy. Regardless of your income level or the size of your estate, having a comprehensive plan in place ensures that your assets are distributed according to your wishes, your minor children are cared for by the guardians you choose, and your financial and healthcare decisions are handled by trusted individuals if you become incapacitated. Under New York law, if you die without a valid will, your estate is distributed according to intestacy statutes, which may not reflect your intentions. This article explains the key components of a New York estate plan, including wills, trusts, powers of attorney, and healthcare proxies, and discusses why regular review and updates are essential.
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